List of Philippine Banks And Their Requirements
Here are the requirements:
A.
1. For Filipino Individual/s:
Passport including those issued by foreign governments
(Note: In case of foreign passport, it must have English characters/translations and the holder must have a residential address in the Philippines)
2. Driver's License issued by Land Transportation Office (LTO)
3. Professional Regulations Commission (PRC) IDNational
4. Bureau of Investigation (NBI) Clearance
5. Police Clearance with the dry seal of PNP
6. Philippine Postal ID
7. Voter's ID
8. Tax Identification Number (TIN) ID
9. Barangay Certification with the dry seal from the Barangay where it was issued
10. Government Service and Insurance System (GSIS) eCard
11. New Social Security System (SSS) ID
12. Health Insurance Card ng Bayan issued by PhilHealth Insurance Corporation
13. Senior Citizen ID
14. Overseas Workers Welfare Administration (OWWA)
15. Overseas Filipino Workers (OFW) ID
16. Seaman's Book
17. Government Office and GOCC ID (e.g. Armed Forces of the Philippines [AFP], Home Development Mutual Fund [HDMF] IDs)Certification from the National Council for the Welfare of Disabled Persons (NCWDP) or Person with Disability Identification Card issued by National Council on Disability Affairs (NCDA)
18. Department of Social Welfare and Development (DSWD) Certification
19. Integrated Bar of the Philippines (IBP) ID
20. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC.
B.
For students who are not yet of voting age and are beneficiaries of remittances or fund transfers, a valid photo-bearing school ID duly signed by the principal or head of school together with a Registration Form for the current semester/school year may be accepted.
C.
3. PROOF OF BILLING OF HOME ADDRESS OR ORIGINAL BARANGAY CLEARANCE (WITH DRY SEAL OR WITH OFFICIAL RECEIPT)
D.
4. MINIMUM DEPOSIT
Passbook Savings – ₱5,000.00
ATM Debit Card – ₱2,000.00
Optimum Savings (Personal) – ₱30,000.00
Optimum Savings (Business) – ₱50,000.00
Junior Savers – ₱100.00
Prime Savers – ₱2,000.00
Direct Deposit – ₱0.00
E.
SPECIAL REQUIREMENTS FOR EMPLOYEES: TIN AND SSS/GSIS NUMBER
FOR SELF-EMPLOYED: BUSINESS PAPERS
FOR STUDENTS: STUDY LOAD OF CURRENT SEMESTER / ACADEMIC YEAR
bring as well your school ID.
FOR JUNIOR SAVERS ACCOUNTS (AGES 0-12):
Passport OR School ID (signed by Principal/School Head)
NSO-issued Birth Certificate
Two (2) Pieces of 1×1 Pictures
Here is a summarized list of all the requirements you need to bring with you:
Two (2) Valid IDs
Two (2) Pieces of 1×1 Pictures
Proof of Billing OR Original Brgy. Certificate w/ Dry Seal or Official ReceiptMinimum DepositSpecial Requirements (if employed, self-employed, student, or junior savers)
If you want to know further information please visit their website:
BDO Unibank
If you want to know further information please visit their website:
BDO Unibank
Here are the requirements:
1. 2 Valid IDs. You need to prepare 2 government-issued valid IDs for your application.
Here’s a series of typical valid IDs you can use:
Driver’s License,
Passport,
PRC ID,
Postal ID,
Philhealth,
SSS,
GSIS,
Police Clearance,
NBI Clearance,
Voter’s ID, and etc.
Your IDs should be:
The original copy: Photo-bearing (should be clear).
It should be unexpired
Issued by an Official Authority
2. 1 Utility Bill. This is to verify your billing address. You can use it even if it’s not named after you as long as you’re residing on the same address, it will do fine. Typical bills you can use: Electricity Bill, Water Bill, Internet Bill, Credit Card bills, and etc.
3. 2 Copies of 2×2 Latest Photo. You may also want to bring a 1×1 version of your photo just in case.
4. Initial deposit amount. For every type of deposit accounts, there is a different required initial deposit. So make sure to have the right amount before going into the BPI Bank office.
⧪BPI Kaya Savings Account:
P200 pesos initial deposit
Zero maintaining balance
⧪BPI Express Teller Savings Account:
Deposit Balance Requirements and Rates:
Required initial deposit: P500Required maintaining balance: P3,000/monthRequired daily balance to earn interest: P5,000Interest rate: 0.250% (per annum)
⧪BPI Passbook Savings Account:
Deposit Balance Requirements and Rates:
Required initial deposit: P10,000
Required maintaining balance: P10,000/month
Required daily balance to earn interest: P25,000
Yearly Interest rate: 0.250%
⧪BPI Save-up Automatic Savings Account
Deposit Balance Requirements and Rates:
Required initial deposit: n/required maintaining balance: P1,000/month
Required daily balance to earn interest: P3,000Interest rate: 0.5% – 0.8% (per annum depending on type of account)
⧪BPI Save-up Automatic Savings:
Zero initial deposit required.
It can be enrolled in the following for convenient monitoring.
BPI Express Online
BPI Express Mobile
BPI Express Phone 89-100
Prevention of impulsive withdrawals with Info Card
⧪BPI Jumpstart Savings Account:
Deposit Balance Requirements and Rates:
Required initial deposit: P100
Required maintaining balance: P500/month
Required daily balance to earn interest: P1,000Interest rate: 0.5% (per annum)
⧪Maxi-Saver Savings Account:
Deposit Balance Requirements and Rates:
Required initial deposit: 50,000 ATM | P75,000 Passbook
Required maintaining balance: P50,000 ATM | P75,000 Passbook (per month)
Required daily balance to earn interest: P50,000 ATM | P75,000 Passbook
Interest rate: 0.5% (per annum)
Less than Php 50,000 – N.A.
50,000 – 499,999 – 0.250%
500,000 – 999,999 – 0.375%
1M and above – 1.000% With 0.5% BONUS p.a. if no withdrawal within a month
If you want to know further information please visit their website:
BPI Bank of the Philippine Island
If you want to know further information please visit their website:
BPI Bank of the Philippine Island
Here are the requirements:
1. You need 2 Valid IDs. Below is a list of commonly accepted valid IDs.
Police Clearance
Passport
Barangay Clearance
Voter’s ID
NBI Clearance | NBI Clearance Online
Senior Citizen Card
PRC
Postal ID
Philhealth
Driver’s License
Other Government-issued IDs
Your IDs should be:
Original copy
Photo-bearing (should be clear)
It should be unexpiredIssued by an official authority
2. Two pieces of 2×2 or 1×1 picture.
As much as possible provide the most recent ones.
3. Minimum of P2000 Initial Deposit.
You need to bring at least a P2,000 pesos initial deposit for opening Metrobank ATM bank account or e-Teller Bank Account.
4. 1 Utility Bill.
This for verification of your billing address. You can use any even if it’s not named after you. Just make sure that you are residing on the same address. Here’s a list of bills you can use: Electricity Bill, Water Bill, Internet Bill, Credit Card bills, and etc.
5. SSS Number or TIN Number.
Students are exempted from providing SSS or TIN number.
Passbook Account
Initial Deposit / Maintaining Balance
Passbook Regular 10,000.00
Passbook Commercial 10,000.00
OFW Regular 0
Fun Savers Club 500
SSS Pensioner Regular 100
US Pensioner Regular 500
ATM / Electronic Teller Account
Initial Deposit / Maintaining Balance
Regular ET 2,000.00
OFW ET 0
SSS Pensioner ET 100
Checking Account
Initial Deposit / Maintaining Balance
Personal Regular 10,000.00
Commercial Regular 10,000.00
MetroChecking ExtraRegular 15,000.00
MetroChecking Extra Commercial 35,000.00
AccountOne Regular 25,000.00
AccountOne Commercial 50,000.00
If you want to know further information please visit their website:
Here are the requirements:
2 valid ID with photos
2 1×1 ID pictures
Initial Deposit: P10,000 for Passbook and P3,000 for ATM
*New requirement:
TIN number (in the earlier part of 2016, almost all establishments doing financial transactions ask to require TIN numbers from their clients/customers)
PNB Passbook savings account
Initial deposit: P10,000
Minimum maintaining balance: P10,000
Balance to earn interest: P15,000
Interest rate: 0.100% p.a
PNB ATM savings account
Initial deposit: P3,000
Minimum maintaining balance: P3,000
Balance to earn interest: P10,000
Interest rate: 0.100% p.a
If you want to know further information please visit their website:
Here are the requirements:
Primary Identification Cards
Passport
Driver’s License
Professional Regulations Commission (PRC) ID
Digitized Voter’s ID
Government Service Insurance System (GSIS) e-Card
Social Security System (SSS) Card
Senior Citizen Card
Unified Multi-purpose ID
Alien Certification of Registration (ACR) I-Card
Integrated Bar of the Philippines ID
School ID
NCDA ID
Postal IC (PVC Plastic Card)
Secondary Identification Cards
Company ID
National Bureau of Investigation (NBI) Clearance
Police ClearancePostal ID
Barangay Certification/Clearance
Overseas Workers Welfare Administration (OWWA) IDOFW ID
Seaman’s Book
Government Office and GOCC ID, e.g. Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund(HDMF ID)
Department of Social Welfare and Development (DSWD) Certification
PhilHealth Insurance Card ng Bayan (PHICB)
City Health Card/Health Certificate Card
Tax Identification Number (TIN) Card
If you want to know further information please visit their website:
Here are the requirements:
2 pieces 1×1 (or 2×2) latest ID picture
Tax Identification Number (TIN and other information, for completing forms)
Original and clear copy of at least one (1) valid photo-bearing identification document issued by an official authority (or better bring all available IDs)
Required initial deposit
Proof of Billing
If you want to know further information please visit their website:
Here are the requirements:
2 pieces 1×1 latest ID pictures
Tax Identification Number (TIN and other information, for completing forms)
Original and clear copy of at least one (1) valid photo-bearing identification document issued by an official authority (or better bring all available IDs)
Required initial deposit
Here is a list of valid photo-bearing identification documents issued and signed by an official authority and recognized by Bank of Commerce:
Passport (in case of foreign passport, must have English characters/translations)
Driver’s License
Professional Regulations Commission (PRC) ID
Tax Identification Number Card
Government Service and Insurance System (GSIS) eCard
Social Security System (SSS) Card
Seaman’s Book
Alien Certification of Registration (ACR)/Immigrant Certificate of Registration (ICR)
Integrated Bar of the Philippines ID
Overseas Workers Welfare Administration (OWWA) ID
Overseas Filipino Worker (OFW) ID
Government office and GOCC ID (AFP or HDMF Ids)
Philippine Health Insurance Corporation’s (PhilHealth) Health Insurance Card ng Bayan
Maritime Industry Authority (MARINA) ID CardPostal ID
Voter’s ID
Senior Citizen card
Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
Student ID issued and signed by the principal or head of the school
Company ID issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC) or Insurance Commission (IC)
National Bureau of Investigation (NBI) clearance
Police clearance
Barangay Certification
If you want to know further information please visit their website:
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